Entrepreneurs discussing a phased transfer
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Insight

A phased business transfer: stay on board a little longer

A transfer does not need to happen all at once. A phased approach gives both seller and buyer time, room and perspective.

Many business owners want the company to pass to the next generation of the family. This can be achieved in several ways, including a phased business transfer. It can also be attractive for owners with or without a successor who would like to remain involved for a while.

A phased transfer means that ownership changes hands in several stages rather than all at once. This can benefit both the transferor and the acquirer.

Benefits for the transferor

  • The transfer can proceed at the desired pace.
  • Additional financial resources can enable major investment and further growth.
  • The transferor has time to adjust to the new situation.
  • Responsibilities can be handed over selectively, while the owner remains active in a chosen area.
  • The buyer’s knowledge, experience and network strengthen the business.
  • Further value creation can support a later final exit.

Benefits for the acquirer

  • Time to gain knowledge and experience within the business.
  • The ability to take on more responsibility gradually.
  • A smoother transition for employees and customers.
  • A spread financing burden because not all shares are acquired immediately.

Possible structures

In a gradual succession, the acquirer takes on more responsibility step by step while the transferor remains involved for several years. Another option is a gradual buy-in, in which the buyer acquires shares in stages and gains more control over time.

A phased transfer can be an excellent choice, but it requires clear agreements on pace, roles, value and terms. Legal and tax advice, together with a financial expert, is therefore highly recommended.

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